Umbrella CIS Take-Home Pay Calculator
Use our Umbrella CIS Take-Home Pay Calculator to estimate how much you could earn when working through an umbrella company under CIS. This calculator provides a simple way to estimate your income after CIS tax deductions and umbrella fees.
Calculate Your Umbrella CIS Take-home Pay
CIS Calculation Results
You can also explore our Inside vs Outside IR35 Calculator to compare how different setups affect your income.
How this calculator works
This calculator estimates your net income based on:
- Your hourly rate and working hours
- Umbrella company margin (fees)
- CIS tax deductions (20% or 30%)
- Your payment frequency (weekly or monthly)
It gives you a quick breakdown of your gross pay, deductions, and final take-home pay.
Why use this calculator
Many contractors are asked to switch from CIS to umbrella companies, often without a clear understanding of how it affects their earnings.
This calculator helps you:
- See how much you’ll actually take home
- Compare different rates and scenarios
- Understand the impact of umbrella fees
- Make better decisions before accepting contracts
Who this is for
This tool is useful for:
- CIS subcontractors
- Construction contractors working through agencies
- Contractors considering umbrella companies
- Anyone comparing CIS vs umbrella take-home pay
Important Note
This calculator provides an estimate based on standard assumptions. Actual take-home pay may vary depending on your circumstances, tax code, and umbrella company terms.